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Finding a business credit card that doesn't require entrepreneurs to personally guarantee debt is like finding a parking spot at the mall on a rainy Saturday. You have options, but they're either unattractive or just not a good fit.However, a company called brex has created a corporate card for startups that reject traditional underwriting methods. Rather than evaluating applications based on the business owner's personal credentials, we focus on other numbers such as revenue, funding, expenses, and size.Nerd wallet evaluation NerdWallet ratings are determined by our editorial team. The score formula takes into account the type of card being reviewed…

A strong customer culture is the backbone of any business. Today's episode of The Small Business Show features best-selling author, entrepreneur, TEDx speaker, and global keynote speaker Steven Van Belleghem. His latest book, Diamonds in the Rough: 100+ Concrete Tips for Building a Strong Customer Culture, provides readers with insight into how to build a customer-focused culture. Important points 1. Belleghem emphasizes that a strong customer culture is essential for any business. This includes prioritizing customer experience and ensuring satisfaction as a means of differentiation. 2. While advances in technology can impact customer expectations, Belleghem emphasizes that technology is not…

American Express Blue Business Cash™ Card is one of the few small business credit cards that offers up to 2% cash back with no annual fee. Terms and conditions apply.This makes it a great deal for entrepreneurs who don't need to keep track of bonus categories and want to earn a high flat rate on everyday expenses. This card's 0% APR offer on purchase is also useful for those looking to finance upfront costs.However, if you spend $50,000 on this card, the return rate drops to 1%. If you are a business owner who spends a lot of money, or…

“We currently need more storage to meet the demand for our products,” said Kat Wright, president of the company. “By purchasing larger properties, we can increase sales and efficiency.”exploreNatural wine and coffee bar opens in Centerville this summerWASHINGTON Twp. The board recently approved rezoning the 2.17-acre site to allow for offices, easy assembly and packaging, storage, and shipping and receiving of skin care products.The property, located northwest of the intersection of Ohio 725/Miamisburg Centerville Road and Normandy Lane, has been home to Furniture by Otmar, Inc., which has manufactured and sold furniture since 1980. The company announced Tuesday that it…

The UK's Financial Conduct Authority ('FCA') has published its business plan for 2024/25, setting out its priorities for the next 12 months. Reducing and preventing financial crime, backed by 13 public commitments focused on: We put consumer needs first. To strengthen the UK's position in the global wholesale market, the FCA is committed to: Use and expand intelligence and data collection systems to target higher-risk companies and activities, slow the rise in fraud, and combat financial crime. We put consumer needs first and test how value is disclosed and delivered, such as unit-linked pensions and long-term savings products. It is…

Marijuana stocks are dangerous and the industry is growing like a weed. Puns all you want, but investing in marijuana is no joke. With recreational marijuana legalized in 21 states and medical marijuana legalized in far more, this once seedy commercial sector has become a full-fledged industry, albeit in its infancy. Masu.At first glance, marijuana stocks may appear to be somewhat limited to retail. But if you dig a little deeper, you'll find that there are several subsectors within the industry in which everything from biotech and research companies to distribution and consumption specialists operate.That being said, it's important to…

1. Resilience. With persistent inflation, global financial risks and geopolitical risks, businesses must be ready to demonstrate how they can remain resilient in the face of 'extraordinary events'. The FCA is particularly concerned about the increasing levels of systemic risk accumulating in the financial system due to firms' dependence on significant third parties. The company plans to share relevant information and data identified through the new financial resilience returns, including good and bad habits of downsizing plans. A consultation paper is also being prepared to clarify the FCA's expectations about how companies should report operational resilience incidents to regulators. 2.…

In the FCA’s Business Plan for 2024/2025, the FCA sets out how it will continue to deliver the  commitments in its 3-year strategy which focus on: reducing and preventing serious harm, setting and testing higher standards; and promoting competition and positive change.  The 2024/2025 FCA Business Plan considers each of these themes in turn, with details of the FCA’s planned work against its commitments, including work already started. Details of the outcomes it wants to achieve are also provided. Each commitment is linked to outcomes and metrics to help measure progress and performance.  The FCA states that it will provide an update…

Combating financial crime, protecting consumer needs and strengthening wholesale markets are key priorities for regulators in the year ahead. On 19 March 2024, the FCA published its business plan for 2024/25, setting out its priorities for the year ahead. Although business plans are now of less historical importance given that other publications such as the FCA's Three Year Strategy and Regulatory Initiatives Grid are in circulation, they still reflect the FCA's focus areas and progress. Provides companies with useful information regarding the flow of work during the process. The FCA is currently in the final year of its three-year strategy,…

board movement Former Mondelez president Romeo Lacerda will join the international soft drinks business' board of directors later this month. Image: AG Baxter/Shutterstock.com Britvic plc has announced the appointment of Mr. Romeo Lacerda to its Board of Directors as a Non-Executive Director and member of the Audit and Nominating Committees. His appointment will be effective from March 27, 2024. Mr. Lacerda has 35 years of extensive commercial experience in the FMCG sector, starting his career at Unilever before moving to Kraft Foods (later Mondelez) in 1995. During this time, Lacerda spent 15 years in commercial strategy and sales roles in…