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⏰ Estimated reading time: 8 minutesEven if you are a limited liability company or LLC, a lawsuit can put your business at risk. LLC owners need business insurance to protect their assets and comply with contracts and laws.Although you may need more than one type of coverage, general liability insurance for LLCs is a must-have for most businesses. Depending on what you do and where you do it, it may make sense to purchase professional liability insurance, workers' compensation insurance, and other insurance.The good news is that you can often purchase the LLC insurance you need online in minutes. Most…
LaylaBird/E+ via Getty Images Real retail sales resume growth The just-released real retail sales for September showed growth for the sixth consecutive month, with the year-on-year rate turning positive.Sales have returned to the growth trend of the previous economy. Magnification (red line on chart). This completes the two-and-a-half year period of historic surge from May 2020 to April 2021. economic lead This record surge pushed inflation to its highest level in 40 years. After two-and-a-half years of flat to declining real sales and negative year-over-year growth in 10 out of 11 months, inflation has begun a downward trend that is…
From theory to practiceIn 1962, economist Paul Samuelson showed that time dispersion is a mathematical fallacy when using standard economic assumptions. In other words, the idea that investors should hold relatively safe assets for short-term goals and finance long-term goals with riskier assets is a fallacy. According to Samuelson, if you loved stocks for 40 years, you'll probably love stocks the same way for one month.Future researchers have circumvented Samuelson's findings, but have not disproved them. However, his discoveries remain ignored. Morningstar, like other investment websites, regularly publishes articles based on time diversification. Investment professionals do the same when creating…
The Biden administration recently emphasized the strength of the US economy. That’s good news for small businesses, as it gives you the chance to expand sales and operations. The steps you take in the next months will set the stage for the entire year. To help you get off to a flying start, the list of small business tips below is based on emerging trends in the entrepreneurial sphere. Business owners everywhere can apply these tips and come out stronger than ever. How to make a small business successful Not everyone has the budget to hire for growth. However, don’t let this stop…
Marshall Space Flight Center recognized the 2023 Top Contractors, Subcontractors, Teams and Individuals at the 36th Annual Meeting of the Marshall Small Business Alliance.The event was held on September 21st at the US Space and Rocket Center's Davidson Space Exploration Center. Approximately 600 attendees from industry and government gathered to network, learn about business opportunities, and recognize outstanding achievements in supporting NASA's mission and the small business community.”Marshall is a powerhouse of opportunity within our community and beyond,” said David Block, small business specialist for Marshall's Office of Procurement.Marshall's Industry & Advocate Awards are presented annually and reflect sustained achievements…
A circular economy system diagram, known as a butterfly diagram, shows the continuous flow of materials. circular economycircular economyA system solutions framework that addresses global challenges such as climate change, biodiversity loss, waste, and pollution. It is based on three principles driven by design. Eliminate waste and pollution, circulate products and materials (at best value) and regenerate nature.. There are two main cycles. technology cycletechnology cycleThe process through which products and materials go to maintain their highest value at all times. Suitable materials for these processes are those that are not consumed during use, such as metal, plastic, and wood.…
“Whenever I see a bubble forming, I rush to buy it.” – George SorosIn June 2005, Nifty hit a new high, surpassing its 2000 peak for the first time in five years. Jim Rogers' book “Hot Commodities” was a bestseller. Commodity prices were rising. I was running a long-short fund with a UK-based hedge fund manager. I wanted to join this trend. I went to meet the promoter and CEO of a small steel company to assess whether I should buy shares. He started the meeting by asking me a question. He said, “Dheeraj, on the business channel this morning…
As the stock market continues to switch between winning investing styles, traditional value, quality, income, or growth approaches won't help investors consistently outperform. Top-performing fund manager Peter Rutter attributes the consistent outperformance of his Royal London Global Equity Select Fund to 'corporate lifecycle' investing over the past three turbulent markets. I think it's thanks to that. “You can make money for your clients in completely different ways at different points in the lifecycle,” Rutter says. “If you find another job, you'll make money.” Nvidia (US:NVDA) But you can also profit from smartly managed companies that have fallen out of favor…
⏰ Estimated reading time: 6 minutesObtaining a business credit card provides a great asset to small business owners. By opening the right business credit card, you can earn rewards, earn big sign-up bonuses, and even get interest-free financing for large purchases.When you apply for a business credit card, Seem It can be overwhelming, especially as a new business owner. But with a little preparation, you can get your card in three steps. Here's how:trackingInk Business Cash® Credit Card1. Evaluate your qualificationsApproval for small business cards is primarily based on your personal credit score, so getting a business credit card as…
Important points Plan for success by creating a business plan, saving enough money to get started, and putting together a budget. Try to separate your business and personal finances by opening a business bank account and choosing a business credit card with convenient benefits. Stay on top of your financial situation by regularly reviewing your budget and practicing proper bookkeeping. If you're having trouble managing your bookkeeping and expenses, consider getting help from an outside professional to create your budget. Whether you're a seasoned entrepreneur or just starting your own venture, one of the best things you can do for…