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When starting a business, it is essential to have a clear plan. It will help define your goals and demonstrate your level of professionalism to potential investors. Having a business plan gives you a baseline for evaluating your brand's growth progress and keeps you in check when making important decisions. One thing that makes it easy to create a good business plan are ready-made templates. You can find it on trusted business plan template websites. PandaDoc is an American-based software company that specializes in creating software that facilitates the documentation of sales processes. In addition to teaching you how to…

Many people bake bread. But the overheated job market is finally calming down, which could mean either a welcome return to normalcy or the beginning of a slide into recession.The outcome could change in the 2024 presidential election.Biden is essentially playing a game of chicken with the economic cycle. One acceptable scenario for him would be for the economy to end a mild recession in 2023, with a recovery well underway by the time the 2024 election rolls around. Now that's unlikely to happen. So Biden will have to hope there is no downturn at all over the next 15…

With its Vision Pro headset announcement in June, Apple proposed a variety of consumer entertainment uses, from front-row sports viewing to 3D dinosaur dodging. But as the Pro brand shows, Apple specifically demonstrated how “spatial computing” devices (the company's marketing term for augmented reality and virtual reality) also fit naturally into the workplace. While other vendors, from Meta to Google to Magic Leap, have targeted enterprises with their own AR and VR devices, Apple's clear focus on business was unusual. “Vision Pro is unique in that Apple is talking about consumer use cases and entertainment, but it's clearly focused on…

Commodities are cyclical in nature. Returns on commodity investments are not generated in isolation and are influenced by a variety of economic factors. In other words, commodity performance, like other major asset classes, is tied to general economic conditions. Because economies are cyclical, constantly undergoing expansions and recessions, products react according to the current economic stage. Commodities as an asset class will perform differently during periods of economic expansion and recession. In general, commodities tend to perform well during late economic expansions and early recessions. The reason is that when the economy slows down, key interest rates are lowered to…

downward angle icon An icon in the shape of a downward facing corner. Jackson Greathouse Fall followed ChatGPT's instructions on how to start a business. jackson greathouse fall Jackson Greathouse Fall asked ChatGPT to turn $100 into “as much money as possible.” In less than a week, Greathouse Fall launched a website about its eco-friendly products. It closed a month later. Here's how he started his business using ChatGPT and other AI tools. Since OpenAI's ChatGPT went live last November, employees including developers and real estate agents have been using AI tools to help them do their jobs.One user tried…

article Q2 2023 Economic Insights — Our algorithms for identifying state business cycles were no match for COVID-19. But behind these decisions is an art in science. The coronavirus recession was so short-lived, but also so deep that the National Bureau of Economic Research (NBER) classified it as a recession unusually quickly, even though it didn't meet normal criteria. decided to call. Similarly, we chose to ignore the algorithm we created to identify state-level recessions. Instead, we determined that each state experienced a brief pandemic recession. This…

Inequality is amplified and poses a growing threat by crises, from pandemics to climate change – a systemic risk that threatens the political and economic foundations that businesses rely on to operate, innovate and grow. Businesses have powerful levers at their disposal, and powerful reasons to use them. We need to manage their impacts on people with the same care that we manage carbon. At a time when the richest 10% of the world's population earn more than half of the world's income and only a handful of countries have the right conditions for real improvement, people are losing faith…

Inequality acts as a threat multiplier, accelerated by crises ranging from pandemics to climate change. It is a systemic risk that threatens the political and economic fundamentals that businesses rely on to operate, innovate and grow. Businesses have powerful tools at their disposal and powerful reasons to use them. We need to manage impacts on people with the same care we manage carbon. The richest 10% of the world's population earns more than half of the world's income* and only a handful of countries have the right conditions for true upward mobility. is losing its belief that it is a…

If you grew up thinking of businessmen as possessors of boundless greed, you might wonder if making a profit and doing the right thing are incompatible. After all, in order for a company to make a profit, it must charge more than it costs. Is it taking advantage of customers? And are investing in clean energy, paying fair wages, and supporting social action too expensive? The good news is that you can make money and be a good corporate citizen. In fact, practicing corporate social responsibility (CSR) can have a positive impact on your bottom line. What is corporate social…

This article first appeared in CNN Business' Before the Bell newsletter. Not a subscriber? Sign up now. hereYou can listen to the audio version of the newsletter by clicking the same link. new york CNN — Economists, investors and the Federal Reserve have been warning for months that a recession could hit later this year, but a growing number of experts believe a recession may not come until early next year. Here are some of our recent calls: Bank of America CEO Brian Moynihan told CNN on Tuesday that the US economy could fall into recession early next year, rather…