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Our view: With perks and a relatively low annual fee to entice business owners who make Marriott Bonvoy hotels their home away from home, the Marriott Bonvoy Business® American Express® Card offers several compelling reasons to add some extra cash to your wallet. There are. If you meet the minimum spend required to earn the Welcome Bonus, the savings you receive from the Welcome Bonus can help you recoup your annual fee costs many times over.
Marriott Bonvoy Business® American Express® Card
View rates and fees
intro bonus
Earn 3 free night rewards when you spend $6,000 or more on eligible purchases using your new card within the first 6 months of cardmembership. Each Free Night Award has a redemption level of up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points at participating Marriott Bonvoy® hotels. Some hotels charge a resort fee. (Terms apply).
| Annual fee | $125 |
| normal annual interest rate | 20.99% to 29.99% fluctuation |
Marriott Bonvoy Business® American Express® Card Overview
Card type: workhotel
The Marriott Bonvoy Business® American Express® Card is a rewards card for business owners who have enough money to spend, instantly earn Marriott Bonvoy points through their spending, and can take advantage of multiple free nights earned through generous benefits. is. Welcome bonus — 2 extra nights. The first night is earned after the account opening anniversary, and the second night is earned through usage. This is the most valuable benefit this card offers, as it can offset the cost of 3-5 nights in the first year.
Additionally, this card grants you Gold Elite status with Marriott Bonvoy, which comes with some middling perks within the program (late checkout, members-only rates, room upgrades subject to availability, and a welcome gift). Such). You can also get a head start on earning the next status level, Platinum, by awarding 15 Elite Night Credits out of the required 50 credits.
Other accompanying benefits available to cardholders include a 7% room discount when booking directly with Marriott, a generous earning structure on select spending categories, and several travel and consumer-related protections. there is.
Who is the Marriott Bonvoy Business® American Express® Card suitable for?
This card is great for business owners who have a lot of spending in this card's bonus category, such as spending at Marriott, dining at restaurants around the world, gas costs in the U.S., wireless phone service purchased directly from the provider, shipping fees, etc. Suitable for business owners who have
Businesses who travel for work, regularly stay at Marriott hotels, and want the benefits that come with Gold Elite status, such as room upgrades for late check-out (both subject to availability) and 25% bonus points on stays. Owners should consider this card as follows: Upgrade your hotel experience while helping you earn rewards that can be redeemed for future trips. Marriott's portfolio includes 30 hotel brands and his 10,000 destinations around the world.
Who shouldn't get the Marriott Bonvoy Business® American Express® Card?
Business owners who don't spend enough on the card's bonus categories, don't travel often, don't regularly stay at Marriott Bonvoy hotels, or are trying to keep their business expenses low and simple should probably exclude this card. there is. Annual membership fee is $125.
Marriott Bonvoy Business® American Express® Card: How to Earn Rewards
With this card, you can earn more Marriott Bonvoy points on every purchase at the following rates:
- Earn 6x points on eligible purchases at hotels participating in the Marriott Bonvoy program.
- Earn 4x points on purchases at restaurants worldwide, U.S. gas stations, wireless phone service purchased directly from U.S. service providers, and U.S. shipping.
- Earn 2x points on other purchases.
Plus, this card comes with an important welcome bonus of 3 free nights when you spend $6,000 or more on eligible purchases using your new card within your first six months of cardmembership. . These free night awards can be redeemed for stays at participating Marriott Bonvoy properties for up to 50,000 points per night.
How to redeem Marriott Bonvoy points
Marriott Bonvoy points can be redeemed for hotel stays at numerous properties within the chain's vast portfolio. You can pay the total amount for your stay with points or a combination of points and cash, which is useful if you don't have enough points. Marriott also runs a PointSavers program where you can redeem fewer points than usual at select properties if your dates are flexible.
Points can also be redeemed for cruises, airline tickets, rental cars, select retail items, TSA PreCheck memberships, and to book experiences like concerts and sporting events through the Marriott Bonvoy Moments program. You can use it.
Marriott also partners with 39 airlines, allowing you to transfer your points to airline miles, but most programs have a 3:1 transfer ratio, so using Marriott points this way is not common. It's not really a good deal.
Marriott Bonvoy Business® American Express® Card Rates and Fees
- Annual fee: $125.
- Foreign transaction fees: None.
- Purchase APR: 20.99% – 29.99% variable, based on creditworthiness and other factors determined at account opening.
Marriott Bonvoy Business® American Express® Card Card fees and charges can be found in Fees and Fees.
Additional benefits
- A huge welcome bonus of 3 free night awards redeemable for free nights at properties costing 50,000 points or less per night. These stays can save you hundreds of dollars.
- Both Marriott Bonvoy® members and Marriott Bonvoy Business® American Express® Cardmembers benefit from a 7% discount on eligible reservations when you book directly with Marriott through eligible channels at eligible properties based on Amex Business Card rates.
- You will receive an additional free night each year after your card renewal month. Plus, earn additional free night rewards when you spend $60,000 in annual card purchases. Rewards are valid for one night at a Marriott Bonvoy® member hotel (redemption level below 35,000 Marriott Bonvoy® points) (resort fees apply at some hotels).
- Marriott Bonvoy's automatic Gold Elite status comes with unique benefits.
- 15 Elite Night Credits toward the next elite status level within the Marriott Bonvoy program.
- When you use your card to pay for your trip, baggage insurance covers lost, damaged or stolen baggage up to $1,250 for carry-on baggage and up to $500 for checked baggage (conditions apply).
- Secondary rental car loss insurance that protects your rental car from damage or theft if you use your card to book and pay for a rental car and decline the collision liability waiver offered by the rental car company (conditions apply).
- Extend the warranty on items purchased with your card. If your original manufacturer's warranty is less than 5 years, you will be covered for up to an additional year.
- Purchase product protection against theft or accidental damage for up to 90 days from the date of purchase. Maximum limit is $1,000 per transaction and $50,000 per calendar year.
- Employee cards are available to your business at no additional cost. Manage how employee cards are used with purchase category alerts and spending limits.
- Integration with QuickBooks makes it easy to organize your business expenses.
- With the Marriott Bonvoy Air+Car Transportation Program, you can use your points to book car rentals and hotel stays with our travel partners.
Credit cards similar to Marriott Bonvoy Business® American Express® Card
A welcome offer of multiple free nights is appealing, but if Marriott isn't your typical hotel chain, you may want to consider other brands that offer co-branded business credit cards for their loyalists. Recommended.
Hilton Honors American Express Business Card and Marriott Bonvoy Business® American Express® Card
With an annual fee of $195, the Hilton Honors American Express Business Card also comes with a generous welcome bonus. New cardholders will earn 175,000 Hilton Honors Bonus Points when he spends $8,000 on purchases within his first six months of cardmembership (rewards will be available in his June Ends on the 5th). However, it is unlikely that he will get a bonus of 5 nights for free, although this is a significant bonus.
This American Express-issued card automatically grants Hilton Honors Gold status, and for businesses that can spend $40,000 on shopping each calendar year, there is no access to Diamond status until the end of the next calendar year. Provides the ability to earn upgrades.
One of the signature benefits of the Hilton Honors Business Card is that it comes with 10 Priority Pass Selects per year (registration required), allowing you to spend some quiet time in an airport lounge before your flight. is what you can do.
Visit this page for rates and fees for the Hilton Honors American Express Business Card.
Compare the IHG One Rewards Premier Business Credit Card and Marriott Bonvoy Business® American Express® Card
For business owners loyal to IHG properties over Marriott's portfolio, this Chase competitor card offers an equally rewarding welcome bonus offer with a slightly lower annual fee of $99. A new cardholder can earn 140,000 bonus points when he spends $3,000 on purchases within his first three months of account opening.
Each year, after your account anniversary, you can earn an anniversary free night that can be redeemed for a hotel stay worth 40,000 points or less per night. Plus, if you redeem points for his 3 nights during a stay at an IHG property, his 4th night on the same reservation will be free.
Plus, earn a $100 statement credit and 10,000 bonus points when you spend $20,000 on this card in a calendar year.
This card automatically grants you Platinum elite status through the IHG One Rewards program. This program comes with benefits such as free upgrades when available, discounts on reward nights, and welcome amenities.
Is the Marriott Bonvoy Business® American Express® Card right for you?
You and your business can automatically advance to Gold status, step up to the next status level, save hundreds of dollars on your stay with multiple free night benefits (starting with your welcome bonus), and even save money on hotel stays. Because of the discount, this card is certainly worth considering, even with the $125 annual fee.
FAQ
Can I transfer my Marriott Bonvoy points to other hotels?
Points earned in the Marriott Bonvoy program cannot be transferred to other programs to book hotel stays, but rooms in the Marriott Bonvoy ecosystem of more than 30 hotel brands range from luxury stays to basic, functional rooms. can be used for reservations.
Where can I use my free night award?
With this card, you can earn several free night rewards in your first year. Some can be redeemed for stays at properties up to 50,000 points per night, while others are good for stays at properties up to 35,000 points per night.
Marriott Bonvoy award night rates are dynamic, so the cost of points to book a room will go up and down depending on season and hotel occupancy. However, you can add up to 15,000 points for nights that exceed the cost of your free night award. Additional points provide Marriott enthusiasts with points for added flexibility.
Do free night awards have an expiration date?
Yes, free night awards expire one year after issuance and cannot be extended beyond that date. The expiry date depends on when you earned it through the required minimum spend. You can use your free night as long as your check-in date is within the validity period of your award.
Please note that card details are accurate as of the date of issue, but are subject to change at any time at the issuer's discretion. Check with your card issuer to confirm rates, fees, and benefits before applying.
Eligibility and benefit levels vary by card. Terms of use and restrictions apply. Please see the americanexpress.com/benefits guide for more information. Underwritten by Amex Assurance Company.
