What is the easiest AmEx business card to get?

American Express is business credit card They all have different features, but they all have one thing in common: You usually need good personal credit (a FICO score of at least 690) to qualify, which means that no AmEx business card is necessarily easier to get than another.

It doesn't take long to find out if you'll get the card — AmEx says it can make a decision on your application in under a minute — so if you want to make sure you're approved easily, it's best to understand what American Express looks for and in general. Business Credit Card Requirements — Before you apply.

American Express business cards are no harder to obtain than other options. If you have good credit, you can get approved for most business credit cards, including premium cards like: American Express Business Platinum Card®.

For entrepreneurs, it may be easier to get an AmEx business card than to get a curated card from another issuer.

For example, most Bank of America business card You must have good credit, meaning a FICO score of at least 720. Capital One has similar standards. Capital One Spark Cash Plus, Capital One Venture X Business and Capital One Spark Cash Select for Excellent Credit.

However, unlike American Express, these banks also offer products for other credit levels. Capital One® Spark® Classic for Business Few Credible business cards for entrepreneurs (FICO score between 630 and 689). The Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Secured Credit Card may also be available to those with a FICO score below 630.

Typically, to get an AmEx business card, you must have a personal FICO score of 690 or higher. In addition to that, AmEx also takes into account other factors such as: Business Credit Score and annual business revenue.However, new businesses without established revenue or business credit history can still be approved for an AmEx business card if they have some personal income or assets.

When applying for an American Express business credit card, you’ll be asked to enter some basic business and personal information.

• Company name and DBA name (if applicable).

• Company address and phone number.

• Company structure: Corporation, partnership, or sole proprietorship.

• Annual business revenue and estimated monthly expenses.

• Employer Identification Number (EIN). Sole proprietors can use their Social Security number if they don't have an EIN.

• Name, address, and telephone numbers (home and mobile).

• Total annual income including investments.

• Nontaxable income, such as Social Security or disability, if applicable.

No AmEx business card is easier or harder to obtain than another, so instead of chances of approval, you should consider three things when choosing an AmEx business card for your company:

• The most expensive areas of your business (airfares, hotels, advertising, restaurants, shipping, office supplies, etc.).

• What type of reward would you like — cash back or AmEx Membership Rewards points?

• How much annual fee can you afford? Annual fees for American Express business cards range from $0 to $100.695.

These are the top American Express business cards in popular categories like cash back, travel rewards, hotel and airline cards, etc. But Amex has plenty of other great cards too. best american express business cards.