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According to U.S. Census Bureau data, approximately 1.2% (315,000) of U.S. businesses are owned by Native Americans, who contribute $33 billion to the U.S. economy each year. Access to appropriate financing opportunities helps Native American entrepreneurs expand their businesses, increase profits, and create jobs. small business loan If you plan to start a business on a reservation or non-tribal land, we can still provide you with funding.In addition to loans, grants may also be an option. Because grants are a debt-free option, they can be highly competitive and are often based on need and merit.We start with a quick survey…
Written by Riva Lesonsky The impact of workplace disputes is often magnified in small and medium-sized businesses due to the often more intimate environments.getty Workplace disputes have been in the news lately, and the OpenAI uproar is just one example. Whether your company is large or small, workplace conflicts can easily arise and become serious challenges when employees work in shared spaces. The more intimate environment of small businesses can magnify the impact of workplace conflicts, and small business owners are typically not equipped to resolve them. However, effective conflict resolution is essential to maintaining a healthy work culture. To…
There's investment advice for everyone, from college graduates heading out into the “real” world to pre-retirees planning the next stage of their lives. However, it can be scary to start. Along the way, you may face questions such as:How do I start investing?Should I just focus on buying stocks?Are the stock market and the economy the same thing?What are my financial goals?How do I know what to do next?I have good news. You don't have to find the answers alone. We've gathered some of the best investing podcasts recommended by Morningstar employees. This will help you jump in or continue.Is…
Investing in the stock market is a long-term process and helps in financial management. Investing in the stock market can be intimidating, especially if you're just starting out, as it's too complex and too risky. Careful understanding will help you get started. Two of the main reasons for investing in the stock market are the potential for higher returns on your investments and establishing financial discipline. For example, investing in stocks has provided higher returns over the past decade when compared to basic savings instruments such as term deposits. Investing regularly instills the habit of financial discipline and encourages you…
Artificial intelligence (AI) is a powerhouse of transformation. The automation of tasks traditionally reliant on human intelligence is having far-reaching impacts, creating new opportunities for innovation and enabling businesses to reinvent their operations. By empowering machines with the ability to learn, reason, and make decisions, AI is impacting nearly every industry, from manufacturing to hospitality, healthcare to academia. Without an AI strategy, organizations risk missing out on the benefits AI can bring. An AI strategy helps organizations address the complex challenges associated with AI implementation and define its goals. Clearly defining objectives and plans, whether that be deeper data analysis,…
Get your free copy of Editor's DigestFT editor Roula Khalaf picks her favourite stories in this weekly newsletter.Just a few years ago, electric scooters were storming onto city roads. Early adopters thought they were fun, fast and cheap. Critics said they were a nuisance and dangerous for pedestrians. Venture capitalists poured billions of dollars into so-called micromobility startups.Meanwhile, Bird Global, a pioneer in electric scooter rentals, has filed for Chapter 11 bankruptcy protection. The startup became the fastest company in history to become a “unicorn” with a valuation of over $1 billion before being hit hard by coronavirus lockdowns and…
Why are you a photographer? Perhaps you weren't interested in this because you thought it was a get-rich-quick scheme or for status or power. Perhaps you love taking photos, hanging out with people, and the excitement of running your own business. At least it was for me as a photographer.I got into photography after a friend of mine who was a sponsored skier started thinking more and more seriously about becoming a professional skier. While we were jumping on our bikes, I was taking pictures of him with a very old digital camera whose shutter lag was painfully slow at…
In his inaugural budget address, Governor Shapiro sent a clear message that Pennsylvania is open for business and his Administration would make the Commonwealth a leader in innovation, job creation, and economic development. Over the past year, the Shapiro Administration has supported 27 companies expanding to or in Pennsylvania, creating and retaining hundreds of jobs while reigniting Pennsylvania”s economy. Harrisburg, PA – Following through on his commitment to make Pennsylvania a national leader in economic development, innovation, and job creation, Governor Josh Shapiro and his Administration got stuff done in his first year in office, securing more than $1.2 billion…
Should your business invest in generative AI? There are many reasons to be excited about the future of this technology, but it doesn't necessarily mean it's a sound financial investment, at least for now.The promise of generative AI is artificial creation. Generative AI models can leverage vast amounts of training data and input from users to generate content that fits a specific length, format, or topic. If you ask an image generation AI model to generate an image of a business logo with a red tree, it will come up with a number of images that fit the brief.But while…
Trust our PC guides: Our team of experts uses a combination of independent consumer research, in-depth testing where necessary (where we will state so), and market analysis when recommending products, software, and services. You can learn more about our testing methodology here. can Write a ChatGPT business plan? OpenAI, the artificial intelligence company co-founded by Sam Altman, is going from strength to strength with an even more powerful version of the language model GPT. The latest underlying model, GPT-4, can perform complex tasks that involve both input and output in natural human language. But in practice, users often need more…