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Homebuyers, entrepreneurs, and public servants are facing a new reality. If you want to hold off on making big purchases or investments until borrowing costs are lower, you'll probably have to wait a long time.Governments are borrowing more money to build new schools and parks. Developers are having trouble finding loans to buy land and build homes. Companies that are forced to refinance their debt at rapidly higher interest rates are more likely to lay off employees, especially if they are already operating with little or no profits.Over the past few weeks, investors have noticed that market-based measures of long-term…

Williams-Sonoma's business is all about B2B e-commerce Home decor chain retailer Williams-Sonoma Inc. was one of the earliest chain retailers to fully embrace B2C e-commerce. Today, Williams-Sonoma is fully focused on another e-commerce market: business-to-business. Williams-Sonoma is #22 on the Digital Commerce 360 ​​Top 1000. This database ranks North America's largest online retailers by their web sales. Williams Sonoma B2B Sales CEO Laura Alber told analysts on a recent earnings call that B2B has already become a significant omnichannel sales channel. “We set an ambitious goal this year to reach $1 billion in B2B business demand, and with 27% year-over-year…

Small businesses that expand globally are likely to grow faster and employ more people.getty Written by Riva Lesonsky According to the seventh edition of Visa's Global Back to Business Study, small and medium-sized businesses (SMBs) are looking “beyond Main Street” and “plan to prioritize cross-border sales.” And American companies aren't the only ones with global growth in mind. The study surveyed consumers and small businesses in 10 international markets: Australia, Brazil, Canada, Germany, Hong Kong, Ireland, New Zealand, Singapore, United Arab Emirates (UAE) and the United States. This global movement is being driven, in part, by entrepreneurs' adoption of new…

History shows that small-cap stocks are much more closely tied to domestic business cycles than large-cap stocks. As a result, recessions often provide exceptional buying opportunities for these stocks once the cathartic final “dip” that often accompanies the onset of a recession has broken off. The fact that the current economy has not yet entered a recession suggests that investors may be wondering whether the economy continues to expand, limiting the potential for expected future rate cuts, or whether rising interest rates will eventually lead to “something.'' They are wary that this could lead to the collapse of small and…

Fidelis Cruz is the founder of Kingdom Women Entrepreneurs, an organization that empowers Christian women in business and helps them pursue their dreams. Her Fidelis calls her organization a sister community for vision builders, boundary breakers, and passionate people. They are called and anointed to shine in their uniqueness. Fidelis is also a certified life coach and won the 2018/19 International Coach of the Year award. She has connected thousands of women around the world and believes there is great power when women come together and encourage each other. Fidelis recently joined us 2020 She shares her heart for community…

Currently booming models such as resale and rental do not necessarily offer environmental benefits. Successfully developing a circular business model requires separating revenue from production and resource use. At present, these business models have great potential, but do not necessarily achieve this decoupling and the associated environmental benefits.There are many barriers to this separation. First, the way the industry measures success is often based on sales volume. So, for example, a company measuring success in this way might incentivize the collection of products for resale, remake, or recycling by offering vouchers for new products, thereby increasing the leading to business…

Carol Oakleaf and Lori Loveless, left, show off boxes of clothing donations for the Fort Scott Community Closet at Fort Scott Washateria in this 2019 photo. Fort Scott Washateria is a family-owned business that was opened in September 2019 by Carol Oakleaf, her daughter Lori Lovelace, her son-in-law Leroy Walker and her son Doug Oakleaf. “As part of our community outreach efforts, we're partnering with Southeast Kansas Community Health Center, Healthy Bourbon County Team and COPE to host Wash Wednesdays starting Nov. 1,” Lovelace said. Community Organizations to Advance Equity (COPE) is a project of the University of Kansas School…

Black women in America share a unique experience as business owners, facing challenges rooted in both systemic sexism and racism, and often lacking financing options. To better understand the challenges Black women entrepreneurs face in getting their businesses off the ground, we spoke to five successful business owners to learn how they overcame challenges. She shared her thoughts and offered advice to other Black women entrepreneurs.Business Tips for Black Women EntrepreneursBlack women entrepreneurs face unique challenges when starting a business due to funding hurdles and other issues. For example, Black entrepreneurs, on average, completed more applications for financial entrepreneurship assistance…

In this article, selected people and culture experts will speak. Utah Business Forward. This dynamic event, comprised of five different tracks covering entrepreneurship, international business, marketing, people and culture, and strategy, will take place on November 16, 2023 at the Grand America Hotel in Salt Lake City. click here Click here for more information about the event. WWhen it comes to modern business, success is no longer defined solely by financial metrics or market dominance. Rather, the heart of a thriving organization is its people and culture. But what really fosters this important aspect of a company's identity? Is it…

Since its launch in 2005, YouTube has become a modern media powerhouse. Currently, YouTube has more than 2.6 billion users worldwide and 122 million daily visitors. More than 500 hours of video are uploaded to the site every minute, with more than 41,000 channels that exceed 1 million subscribers. The platform was purchased by Google in 2016 and currently ranks No. 2 for global and domestic web traffic.Editor’s note: Looking for a tool to help you with social media management? Fill out the below questionnaire to be connected with vendors that can help.Marketing is moving toward video over static content…