NerdWallet Editors Pick: The Best Alternatives to Wells Fargo Business Credit Cards
Please check the issuing company's website for details before applying.
US Bank Business Triple Cash Rewards World Elite Mastercard®
Best for: 0% APR introductory period
Five
US Bank Business Triple Cash Rewards World Elite Mastercard®
provide
0% introductory APR for 15 billing cycles on purchases and balance transfers, then recurring APR of 19.24% to 28.24% variable APR.
. This is one of the seven months longer introductory period than previously offered with the Wells Fargo Business Platinum Credit Card. Additionally, they offer solid cashback benefits.
Earn 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers, and restaurants.Earn 1% cashback on all other eligible online purchases
. Please check the details and apply.
Ink Business Unlimited® Credit Card
Best for: Sign-up bonuses
Five
Ink Business Unlimited® Credit Card
We offer significant sign-up bonuses:
Earn $750 bonus cash back when you spend $6,000 on purchases within the first three months of account opening.
In addition, new cardholders will receive:
0% introductory APR on purchase for 12 months, then variable APR ranging from 18.49% to 24.49% APR.
.And it's unlimited
1.5
% cash back on all purchases, so if you were interested in the Wells Fargo Business Elite Signature Card, this might be a good option for you. Especially since, like this card, Chase allows business owners to set controls on their employee cards, monitor spending, and earn rewards. All of it. Please check the details and apply.
US Bank Business Altitude™ Connect World Elite Mastercard®
Best for: 4x points on every trip
Five
US Bank Business Altitude™ Connect World Elite Mastercard®
No matter where you book, we offer great benefits for your trip.
Earn 5x points on prepaid hotels and rental cars booked directly through the Rewards Center. Earn 4x points on travel, gas and EV charging stations totaling up to $150,000 annually. Earn 2x points on dining, takeout, restaurant delivery, and mobile phone service providers. Earn 1x points on all other eligible purchases.
There is also a generous welcome offer, and there is no annual fee for the first year.Then pay $
95
, which is slightly cheaper than the $125 annual fee that came with the Wells Fargo Business Elite Signature Card. Please check the details and apply.
Ink Business Cash® Credit Card
Perfect for: Up to 5% cash back in bonus categories
Five
Ink Business Cash® Credit Card
.You can earn money
1%-5%
Get cash back with no annual fee. moreover,
0% introductory APR on purchase for 12 months, then variable APR ranging from 18.49% to 24.49% APR.
. Please check the details and apply.
American Express Business Platinum Card®
Best for: Premium Travel Rewards
Five
American Express Business Platinum Card®
. Annual fee ($
695
) is higher than what Wells Fargo previously charged. However, that can be offset by higher compensation rates.
Earn 5x Membership Rewards® points on flights and prepaid hotels on amextravel.com, and earn 1x points for every dollar you spend on eligible purchases. Earn 1.5x points (per $1 0.5 points). Up to $2 million of these purchases are eligible per calendar year. Terms and conditions apply.
Please check the details and apply.
American Express Blue Business Cash™ Card
Ideal for: Up to 2% cashback
4.9
American Express Blue Business Cash™ Card
Another business credit card option with strong cashback.
Earn 2% cash back on all eligible purchases up to $50,000 per calendar year, and 1% thereafter. Any cashback you earn will be automatically credited to your statement. Terms and conditions apply.
It also comes with a competitive 0% APR introductory period.
0% initial APR on purchase for 12 months, then recurring APR 18.49% – 26.49% variable APR
. Additionally, there are no annual fees and a welcome bonus.
Earn a $250 statement credit after you spend $3,000 in purchases on your card in the first three months. Terms and conditions apply.
Please check the details and apply.
Best for: Business owners with fair credit.
3.9
Capital on Tap Business Credit Card
Might be an option. Unlike most other small business credit cards, this card is available to business owners with fair credit. The company recommends his FICO score of 670 or higher. Capital On Tap is
1.5
The Wells Fargo secured card has a % cash back rate and no annual fee. However, there is one major drawback. This card cannot be used by sole proprietors. To qualify, you must have a business entity, such as an LLC. Please check the details and apply.
Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card
Best for: Travel benefits with no annual fee
3.8
Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card
Pay well —
1.5 times
Points will be awarded for each payment. If you're also a Bank of America Business Checking customer, you'll earn more points with every purchase. These points can be redeemed for various travel needs. There are no foreign transaction fees or annual fees. Please check the details and apply.
Capital One® Spark® Classic for Business
Best for: Sole proprietors with fair credit.
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Secure Credit Card
Best for: Secure business credit cards
This card has not been rated by NerdWallet.
Former Wells Fargo Business Credit Card
You can no longer apply for the following Wells Fargo Business Credit Cards, but if you already have a card in your wallet, you can still use it.
Wells Fargo Business Platinum Credit Card
Wells Fargo Business Platinum Credit Card
had
0% introductory APR when purchased for 9 months, then variable APR ranging from 11.24% to 21.24% APR
. Cardholders can choose the type of reward (cashback or points) when they sign up.
Cashback option: Earn 1.5% cashback for every $1 you spend. Reward Points Option: Earn 1 point for every $1 spent, and if the company's spending in a monthly billing period is more than $1,000 he receives 1,000 bonus points.
Business owners also had access to sign-up bonuses.
Earn a one-time $300 cash back bonus or 30,000 bonus points when you select the Business Card Rewards program and spend $3,000 in the first three months from account opening.
Wells Fargo Business Elite Signature Card
Wells Fargo Business Elite Signature Card
It was aimed at large corporations with significant purchasing power. Employers can get up to 200 free employee cards and assign spend controls to each card to limit transactions by type, time, or amount. Cardholders can choose the type of reward (cash back or points) that best suits their business needs.
Earn 1.5% cash back for every $1 spent or 1 point for every $1 spent and receive 5,000 bonus points when your company spends $10,000 or more in a monthly billing period
Here are the welcome offers for new customers:
Earn a one-time $1,000 cashback bonus or 100,000 bonus points when you spend $25,000 within the first three months of account opening.
The annual fee was $
$0 for first year, $125 thereafter
.
Wells Fargo Business Secure Credit Card
Business owners with poor personal credit (typically considered a FICO score below 630) can use the Wells Fargo Business Secure Credit Card to build business credit and earn rewards (cash back or points). Cashback option: Earn 1.5% cashback for every $1 you spend. Reward Points Option: Earn 1 point for every $1 spent, and if the company's spending in a monthly billing period is more than $1,000 he receives 1,000 bonus points. To be eligible, applicants must open a Wells Fargo business checking or savings account. Credit limits ranged from $500 to $25,000 and were equal to the security deposit you provided.
Information related to the Wells Fargo Business Platinum Credit Card, Wells Fargo Business Elite Signature Card and Wells Fargo Business Secure Credit Card is collected by NerdWallet and this product or is not verified or provided by the publisher or provider of the Service.
For Capital One products listed on this page, some of the benefits listed above are offered by Visa® or Mastercard® and may vary by product. Terms and exclusions apply, so please refer to the respective benefits guide for details.