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The changing economic environment is opening up opportunities for banks and credit unions to implement artificial intelligence models in loan underwriting throughout the credit cycle. The evolution of digital banking over the past decade has provided much richer data on consumer profiles and behaviors. The company has cultivated a group of financial technology vendors to develop his AI underwriting model for banks and credit unions. Since most of them were established in a favorable environment, early adopters are now looking to validate their AI models in the current context, where downside risks leading to credit deterioration are high. VyStar CU…

by release date: October 10, 2023 In the rapidly evolving landscape of AI and natural language processing, ChatGPT has emerged as a powerful tool with countless potential applications. There is a long list of creative and imaginative use cases for generative AI tools like ChatGPT. However, in an enterprise context, it is important to determine the most practical and appropriate application for your specific business needs. Explore the importance of accurately evaluating ChatGPT's capabilities, compare OpenAI's ChatGPT Enterprise plan to the free version, and review real-world use cases that can benefit your business. Assessing the benefits and limitations of ChatGPT…

October is Women’s Small Business Month and frankly small businesses should be celebrated every month. Women account for more than half of new businesses launched in the U.S.* Many are driven by a desire for flexibility, financial security, and the ability to prioritize their work whenever they want. Start and run a home businessgetty Everyone should aspire to be entrepreneurial, whether they own a small business or not. We need to push ourselves to grow, be innovative, and think of new ways to do things. Getting out of your comfort zone means becoming comfortable with being uncomfortable. It's not for…

Important points Optimism among small business owners fell to a four-month low in September due to soaring prices and job shortages, according to the NFIB.NFIB survey respondents said inflation and the inability to hire quality workers were the most important management issues.Small and medium-sized business owners are increasingly pessimistic about their business conditions over the next six months. A survey by the National Federation of Independent Business (NFIB) found that optimism among small business owners has fallen to a four-month low as persistently high prices and labor shortages weigh on businesses. NFIB's Small Business Optimism Index fell 0.5 points last…

Two experienced restaurateurs have opened an eye-catching restaurant at a prominent Vinton intersection.pollard 107 south The vacant building that previously housed Star City Playhouse has been converted into a large eatery with indoor and outdoor seating. The address is in the name.The online menu features 36 appetizers and mains, including a variety of meat and vegetarian dishes, such as the 14-ounce ribeye ($32.99) and orecchiette pasta with white beans, spinach, Parmesan, garlic, thyme and black pepper ($22.99). Dishes and salads are listed. The company's website identifies its owners as Jonathan Pate and Todd Lancaster. Their other restaurants are Awful Arthur's…

[Dubai, UAE, October 10, 2023] Today, Huawei opened the 14th Global Mobile Broadband Forum in Dubai, United Arab Emirates. Li Peng, Huawei's Corporate Senior Vice President and President of Huawei's Carrier BG, gave a keynote speech at the event. In his speech, Mr. Li called on global carriers and industry partners to rise above the current situation, cope with increased demands on their networks, and make the most of future trends. “Start today to build tomorrow’s network for tomorrow’s services and unlock the limitless potential of 5G for continued success.” He said. Mr. Li Peng, Corporate Senior Vice President of…

It's been more than two years since Alexis Percival and her business partner closed Kindred, an Italian restaurant in New York City. “And it's a shame that our sign is still there. And the door that I personally painted is still the same color,” she said, staring at the bright teal door – the restaurant. It's a shock of color against the brown paper that covers the window. When the pandemic shut down businesses in 2020, Kindred was new and just finding its footing. “We were just starting to turn a profit, which is unheard of for a restaurant for…

Sebastian Martinez, 15, and his brother Brandon, 17, are trying to give back with their business. In 2014, the brothers, with the help of their mother, launched Are You Kidding?, a company that sells unique sock designs and donates his 20 percent of profits to charity.Since first selling at a shoe store booth near his home in Miami, he has sold more than 500,000 pairs of socks at trade shows, markets, school events, and online. Additionally, through philanthropic events and partnerships, he has raised more than $400,000 for childhood cancer treatment, diabetes research, and other causes.Sebastian is the CEO and…

The incredible cryptocurrency bull run of 2021 may be over but crypto seems to be surging again and adoption is ever increasing. PayPal and Square have begun to integrate cryptocurrency payments into their systems and large financial firms like BlackRock and Goldman Sachs have added cryptocurrency to their holdings. Yes, Bitcoin might not be making new all-time highs every week now, but that hasn’t stopped the rapid adoption of digital currencies.Institutions sweeping up cryptocurrencies shows that interest is no longer reserved for shadowy corners of the internet. Bitcoin has gone mainstream and while that may disappoint some of the early…

Craft Beer Maker in Franklin County Chaos Mountain Brewing The owner closed the store, although the decision was primarily for personal reasons.”I just turned 64 this year, but I've been doing this job for 10 years, sometimes six or seven days a week,” said Joseph Hallock, who owns the store with his wife, Wendy. “It's gotten to the point where it's exhausting me.” Hallock said the variety of competition in the beverage and entertainment space has made it harder to succeed than it used to be. He explained that when Chaos opened in 2014, there were 40 craft beer venues…