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Editor's note: We earn commissions from Forbes Advisor partner links. Commissions do not influence editors' opinions or ratings. If you're looking for a low-risk investment, your first choice should always be U.S. Treasury bills. Backed by the full faith and credit of the U.S. government, U.S. Treasuries are the safest investment assets on earth. Treasury bills have the shortest maturity of any U.S. government bond, making them a great choice for short-term investments. Yields on Treasury bills have risen steadily over the last year, with most maturities now yielding more than 5%. What is a Treasury bill? Government bonds have…

When the hype surrounding non-fungible tokens rose to a fever pitch in 2021, many potential investors wondered if NFTs were a boon or a bubble. Although some of the buzz has fizzled, and it is unclear whether NFTs will achieve niche or mainstream status, they remain promising for many applications. Understanding the early examples and potential use cases of this new technology is important for gauging their value and sustainability.Theoretically, NFTs — digital tokens of virtual and real-world assets — can be applied to any item. Digital art and collectibles have been the primary applications, but the list of potential…

Liftoff Houston2022 LiftOff Houston winners. The City of Houston on Wednesday kicked off Lift Off Houston, its annual business plan competition that will award $10,000 in prize money to small business owners. The City of Houston, in partnership with the Houston Public Library and Capitol One Bank, will award a total of $30,000 to three Houston small business owners. This year marks the contest's 11th year and the city said the program has been a great success. “Over the years, this program has been incredibly impactful in supporting aspiring entrepreneurs through business literacy, education and mentorship,” said Mayor Sylvester Turner.…

LG Electronics CEO Cho Joo-wan announces the company's new business strategy at LG Science Park in Seoul When LG Electronics made the surprising move two years ago by unceremoniously exiting one of its core businesses, the mobile phone business, investors wondered what its next growth engine would be.It didn't take long for the South Korean electronics giant to find an answer.The company announced a new business strategy on Wednesday. It's a transformation from a traditional consumer electronics manufacturer to a platform-based technology giant.CEO Cho Joo-wan said that with new business goals, LG aims to achieve annual sales of 100 trillion…

liftoff houston2022 Liftoff Houston Winner. The city of Houston on Wednesday launched Liftoff Houston, an annual business plan contest that gives small business owners a chance to win $10,000. The City of Houston, along with the Houston Public Library and Capitol One Bank, will award a total of $30,000 to three Houston small business owners. This year marks the 11th year the contest has been held, and the city announced that the program has been a great success. “Over the years, this program has had a tremendous impact in empowering aspiring entrepreneurs through business literacy, education and mentorship,” said Mayor…

Learning how to start a dropshipping business, like any type of venture, isn’t easy. Nevertheless, it’s a great first step into the world of entrepreneurship.  You can sell to customers without holding any inventory. You don’t need to pay for products upfront. And if you’re serious about your new venture, you can build a sustainable source of income in the long run.  If you’re contemplating dropshipping, consider taking the following business and financial steps in this complete dropshipping tutorial. Some are mandatory from the outset, while others are just a good idea. But dealing with them upfront will save you time and…

The housing sector's remarkable resilience during the Fed's historic monetary tightening cycle has been a key factor supporting the economy's resilience to recession. Housing, a large and volatile sector of the economy, is typically an important transmission channel for monetary policy that affects real economic activity. When interest rates rise, the price of buying a home falls, people buy fewer or smaller homes, and the pace of home construction slows. With around 8 million construction workers and 4% of GDP, the sector is large enough that a recession within the sector, combined with spillover effects on related activities, could cause…

When starting a business, it is essential to have a clear plan. It will help define your goals and demonstrate your level of professionalism to potential investors. Having a business plan gives you a baseline for evaluating your brand's growth progress and keeps you in check when making important decisions. One thing that makes it easy to create a good business plan are ready-made templates. You can find it on trusted business plan template websites. PandaDoc is an American-based software company that specializes in creating software that facilitates the documentation of sales processes. In addition to teaching you how to…

Many people bake bread. But the overheated job market is finally calming down, which could mean either a welcome return to normalcy or the beginning of a slide into recession.The outcome could change in the 2024 presidential election.Biden is essentially playing a game of chicken with the economic cycle. One acceptable scenario for him would be for the economy to end a mild recession in 2023, with a recovery well underway by the time the 2024 election rolls around. Now that's unlikely to happen. So Biden will have to hope there is no downturn at all over the next 15…

With its Vision Pro headset announcement in June, Apple proposed a variety of consumer entertainment uses, from front-row sports viewing to 3D dinosaur dodging. But as the Pro brand shows, Apple specifically demonstrated how “spatial computing” devices (the company's marketing term for augmented reality and virtual reality) also fit naturally into the workplace. While other vendors, from Meta to Google to Magic Leap, have targeted enterprises with their own AR and VR devices, Apple's clear focus on business was unusual. “Vision Pro is unique in that Apple is talking about consumer use cases and entertainment, but it's clearly focused on…