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What is business intelligence? Business intelligence (BI) is a technology-driven process for analyzing data and delivering actionable information that helps executives, managers and workers make informed business decisions. As part of the BI process, organizations collect data from internal IT systems and external sources, prepare it for analysis, run queries against the data and create data visualizations, BI dashboards and reports to make the analytics results available to business users for operational decision-making and strategic planning. The ultimate goal of BI initiatives is to drive better business decisions that enable organizations to increase revenue, improve operational efficiency and gain competitive…

Our Single Family Homes business supports responsible and sustainable homeownership, primarily through the activities of our Single Family Homes and Capital Markets divisions. These divisions work with lenders of all sizes, including national, regional and community lenders and credit unions, to purchase conventional conforming mortgages for one- to four-unit homes (including condominiums and manufactured homes) up to certain amounts set by regulators. As part of our mission, we are committed to providing homeownership opportunities to low- and moderate-income people and those living in underserved markets who are looking to buy a home for the first time. Because lenders know they…

Getting started as an investor is a daunting task. According to the 2022 Investopedia Financial Literacy Survey, 57% of U.S. adults invest, but only one in three say they have advanced investment knowledge. Getting started can be an especially daunting task for methodical individuals who are wary of embarking on such a significant endeavor before they have sufficient knowledge, expertise, and confidence. On the other hand, consolidating everything a beginner investor needs to know into a short list necessarily runs the risk of omitting many important points.Indeed, if you pressed any successful investor to replicate this exercise, they would likely…

The consequences of inaction are growing. In Beyond Digital, Paul Leinwand and Mahadeva Matt Mani write: “The future belongs to companies willing to let go of past belief systems and define new, bolder value propositions.” Organizations can no longer survive by simply trying to swim against the waves of change. As the basis of competitive advantage is increasingly found in things other than physical products, the cost of doing nothing becomes too great. Today, companies with a “right to win” attitude are focused on accelerating change rather than trying to block it. This includes creating new business models and differentiating…

MyRepublic has launched a new logo that reflects its decade-long growth journey from a challenger brand to a mature industry leader. A logo change also represents a generational shift in an organization's brand and culture.The new logo (pictured below right) features a modern design of the iconic rocket, boasting a professional, clean silhouette against the iconic purple brand color. By retaining trademark elements, MyRepublic seeks to maintain top-of-mind recognition and brand equity among consumers who are familiar with the brand's identity. The wordmark has also been improved with cleaner edges and more consistent lettering, making it easier to read whether…

The phrase “Innovator in Electronics” embodies Murata's desire to be a leader in innovation in the electronics industry. By putting this idea into practice and building strong relationships of trust with our customers, Murata has established a global brand for capacitors and communication components. On the other hand, as the scale of our business has expanded and Murata has become a large company, our impact on society has become greater than ever. In order for Murata to proactively create value as a true innovator in electronics without being swallowed up by the waves of future major changes, we need to…

Springfield has many different programs to help new and existing businesses grow. Below is information about some of the most useful programs. Be sure to check out our business support information as well. of Tax Increment Financing (TIF) This program is available for commercial real estate redevelopment. Projects must create and/or sustain jobs and include significant private investment that impacts new real estate values. This program is a partnership with the Massachusetts Economic Development Incentive Program and may include state tax credits. TIFs have a duration of between five and 20 years and only affect new growth generated by economic…

Deborah Sweeney A recent report identified four core elements for building a culture of “belonging.”Getty What do people mean when they say they “belong” at work? Belonging doesn't necessarily mean being popular with your coworkers, nor does it mean feeling connected to your work colleagues just because you went to the same school or lived in the same neighborhood. What can business leaders do to create a culture of belonging in the workplace? According to research from non-profit think tank Coqual, belonging in the workplace is rooted in four elements: 1) saw For your unique contributions; 2) Connected To a…

Britain's biggest regional business event is finally set to return in May after being forced to cancel for two years due to the pandemic.Business Vision Live is expected to draw more than 3,000 people when it returns to the Kent Event Center in Detling.The past two Business Vision Live events have been postponed due to the pandemicAnd organizers say they hope the free-to-attend, one-day B2B event will generate between £20m and £25m of business for participants.This year, the extravagant networking extravaganza, originally known as Kent Vision Live, celebrates its 15th birthday. Its name has been changed to reflect that it…

What is a Business Process? A business process is an activity or set of activities that achieves a specific organizational goal. Business processes should be purposeful, as specific as possible, and produce consistent results. Business Process Management (BPM) is a systematic approach to improving these processes, helping organizations achieve their business goals. When cost or resource constraints prevent an organization from performing certain business processes in-house, companies may turn to business process outsourcing. Many organizations outsource certain business tasks, such as payroll, human resources (HR), and accounting, to third-party service providers. To measure the success of a business process, organizations…