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Generally, you will need your Social Security number to apply. business credit cardApproval is based primarily on your credit history, so card issuers will use your Social Security number to check your personal credit score. If you don't have an SSN or don't want to use one, you have a few options for getting a business credit card.For foreign nationals residing in the U.S.: Some business credit card issuers allow you to apply using your personal taxpayer ID number.Otherwise, you'll need to provide your Social Security number to get a business credit card. If you're worried about personal eligibility, focus…

In an ideal world, you could always make payments with your business credit card, but the reality is that businesses sometimes face shaky cash flow, and many ultimately go under.If your company is in trouble, business credit cardyou'll have to deal with late fees and high interest rates. And missing a business credit card payment can seriously damage your business credit score and your personal credit score, because nearly all business cards will report serious delinquencies to the consumer credit reporting agencies.Refinancing your debt or taking advantage of a balance transfer business credit card can give you the luxury of…

IMARC Group's report “Backpack Manufacturing Plant Project Report 2024: Industry Trends, Factory Setup, Machinery, Raw Material, Investment Opportunities, Cost & Revenue” provides a comprehensive guide to setting up a backpack manufacturing plant. The report covers various aspects ranging from a broad market overview to intricate details such as unit operations, raw material & utility requirements, infrastructure needs, machinery requirements, manpower needs, packaging & transportation requirements, etc.In addition to operational aspects, the report also provides detailed insights into the backpack manufacturing plant, process, and project economics, covering vital aspects like capital investment, project financing, operational expenses, revenue and expenditure forecast, fixed…

Down icon An icon in the shape of a downward angle. Nicola Prentiss is a single mother who often handles administrative tasks for her company at the playground. honeyhousephotography.com; Getty Images; Chelsea Jia Feng/BI Nicola Prentiss is a single mother who runs her own business teaching personal finance courses.The limited hours forced her to adjust her eating habits and timings and work odd hours.She even involves her kids in brainstorming sessions to get fresh ideas. This isn't a “How I Became a Millionaire Single Mom” ​​type of story. Inspirational stories they may be, but most of us are much closer…

Artificial intelligence is a buzzword these days and business units across India are looking to incorporate this machine intelligence into their day-to-day operations to make their businesses more efficient.The Indian retail industry is no different.The Indian retail industry is leveraging artificial intelligence (AI) to better analyze its operations, which is helping it come up with better strategies to improve its business, said Atul Rai, co-founder and CEO of Staqu Technologies Ltd., a company that provides AI-assisted software for security and analytics services. Staqu Technologies, which has around 100 clients including Raymond's, Starbucks, Cafe Coffee Day and Chayos, offers its AI…

The University of Florida graduate already holds the fifth-highest score in heptathlon history and the second-highest score among active athletes, behind two-time Olympic champion Nafi Thiam of Belgium. Hall won an astounding 6,988 points at the famous hypo meet in Götzis, Austria, in May 2023. Thiam, 29, boasts a personal best of 7,013 points and is one of only four women to have broken the 7,000-point barrier. Jackie Joyner-Kersee's world record of 7,291 points set at the 1988 Seoul Olympics remains the ultimate benchmark.But Hall will need to finish in the top three in the field in Eugene on June…

Choosing a banking product may not be the most exciting part of launching an online business, but it's an important decision that will impact growth. Despite the importance of understanding how to manage your business finances, many business owners ignore these products or judge them on the same basis as personal finance products. Taking the time to consider your business banking needs at the start can save you a ton of paperwork, unnecessary fees, and stress when switching banks later. Below we discuss the key business bank accounts and products to consider after you incorporate your company. Get funding for…

CASCADE LOCKS — Fostering economic growth through tourism and recreation, leveraging port assets and modernizing internal operations are the Port of Cascade Locks’ goals for the next five years, according to an updated strategic business plan adopted by port commissioners on June 18, their final meeting of the year.The plan is “a blueprint for port planning for Cascade Locks and will guide work over the next five years,” said Moss Adams consultant Annie Faidley. Central to the plan is Cascade Locks' status as a “renowned recreational destination,” with an economy driven primarily by tourism and recreation. Leading industries are retail,…

Joe Biden's second term economic policies will be even worse than Donald Trump's second term policies, but either will continue decades of broader, deeper, more economically and culturally debilitating bipartisan agreements that Americans are sleepwalking toward more pain after decades of easy money policies to ward off less pain.The social consequences that are considered defects of capitalism – growing inequality and corporate power – are in fact primarily the result of governments. As governments and their peoples became addicted to long periods of low interest rates, socialized risk, and the resulting misallocation of capital, governments became overly interventionist and overconfident.…

SPARTANBURG — Since 1987, Nautilus Fitness Center has been a fixture in downtown Spartanburg.It was not only a place to exercise, but also a place for members to socialize. When it moved from Union Street to South Church Street, just a few blocks from the old Spartanburg City Hall, it was a less lively part of downtown. The Spartanburg County Library, now located across from the fitness center, opened another decade later. Nautilus owner John Lankford opened the center on Fernwood-Glendale Road in 1977 before relocating to Union Street where he operated for eight years. Before moving his business from…