Get the most out of Capital One Spark Cash for your business

In the world of business rewards credit cards, there's nothing easier than a flat 2% cashback rate. Capital One Spark Cash for Business. Earn unlimited 2% cash back on all purchases, all year long.

If you run a business, you know that every dollar counts. If you have a card that earns you a good amount of cash back overall, and you know how to use it, you'll be putting more money back into your business. Here's how to get the most out of it. Capital One Spark Cash for Business.

With this simple and easy-to-understand reward structure, maximizing your earnings primarily involves knowing when to use this card and when to use another card.

Here are some tips to keep in mind.

of Capital One Spark Cash for Business One of the highest flat cashback rates with unlimited 2% on all products.. But there are other credit card Earning a higher percentage in certain categories.

of Ink Business Cash® Credit CardFor example, you can earn 5% cash back on the first $25,000 of your total annual spending on office supplies, phone, internet, and cable services.

with American Express® Business Gold CardCardholders earn 4 Membership Rewards points per dollar spent in the two bonus categories (out of six) in which they spend the most each billing cycle (up to the first $150,000 in total annual purchases; thereafter 1 point back).

• Tickets are purchased directly from the airline.

• Purchased at a restaurant in the US.

• The US buys for advertising in certain media (online, television, radio).

• Purchased at a gas station in the US.

• In the United States, we purchase computer hardware, software, and cloud solutions directly from select technology providers.

• Purchased for shipping from the US.

Earn 1 point per dollar spent on all other spending. Terms and conditions apply (look Rates and fees).

Importantly, if your business has extensive expenses; Capital One Spark Cash for Business If you're a little more strategic about the cards you use.

of Capital One Spark Cash for Business There is an annual membership fee of $0 introductory fee for the first year, $95 thereafter..There is also a version with $0 Annual fee: Superior credit selection with Capital One Spark Cash. (look Rates and fees. ) However, this card has a lower cashback rate of 1.5%. You can also earn 5% cash back on hotels and rental cars booked through Capital One Travel.

How to choose: A line is drawn at the annual expense of $19,000. If you spend more than that, you'll end up earning more net cash back. Capital One Spark Cash for Business. If spending decreases, Capital One Spark Cash for BusinessThe annual fee offsets the high cashback rate.

of Capital One Spark Cash for Business Comes with great sign up bonuses: Earn a one-time $500 cash bonus when you spend $4,500 on purchases within 3 months of account opening. Many credit card bonuses are offered as points or miles, which must be converted and may limit the amount you can redeem. Capital One Spark Cash for BusinessThe bonus is cash. It can be used anywhere.

because Capital One Spark Cash for Business You get direct cashback, so all you have to do to redeem is basically choose where you want your cash to go. Here's how to make it:

2. Below the image of your credit card, you'll see “Benefits” next to the amount representing your current benefits balance. Click on the dollar amount.

3. Choose how you want to redeem your reward.

Cashback redemption options include account credits, checks in the mail, and redemptions against existing purchases on your statement. Just click and redeem – choose the easiest way.