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When you apply for a business credit card, Seem It can be overwhelming, especially as a new business owner. But with a little preparation, you can get your card in three steps. Here's how:
Ink Business Cash® Credit Card
1. Evaluate your qualifications
2. Compare different types of business credit cards
Capital One Spark Cash Plus
This card offers 2% cash back on all purchases, plus the following sign-up bonuses:
Earn a one-time cash bonus of $1,200 after you spend $30,000 in the first three months.
The annual membership fee is
$150
. (See rates and fees.) Please note that this is a business charge card, so you will need to pay off your balance in full each month.
If you want to maximize your rewards in the areas where you spend the most: Cashback business cards with bonus categories offer great value when used in a way that aligns with your spending habits.
Ink Business Cash® Credit Card
For example, earn 5% cash back on the first $25,000 in purchases at office supply stores, Internet, cable, and phone services each anniversary year. 2% cash back on the first $25,000 in purchases at gas stations and restaurants each anniversary year. 1% elsewhere.
American Express Business Platinum Card®
For example, they offer many benefits in exchange for a high annual fee.
$695
. First, there's a generous welcome bonus:
Earn 120,000 Membership Rewards® points when you spend $15,000 on eligible purchases with your Business Platinum Card within your first three months of cardmembership. Terms and conditions apply.
Earn 5 Membership Rewards points on flights and prepaid hotels booked through the American Express Travel website, and 1 point for every dollar spent on eligible purchases. He will also earn 1.5 points on qualifying purchases at U.S. construction materials and hardware suppliers, electronics retailers, software and cloud systems providers, and shipping providers. Also, his purchases of $5,000 or more in other regions will earn him 1.5 points on purchases up to $2 million. By calendar year.
3. Apply for a business credit card
Applying for a small business card is relatively easy. Enter much of the same information you would for a personal credit card, plus additional details about your business (industry, revenue, etc.).
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Company name, address, and phone number.
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Annual income, number of employees, and years of establishment.
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Business type, industry, and legal structure.
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Estimated monthly expenses.
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Your Employer Identification Number (EIN), if you have one.
You will also need to provide your personal information. Name, date of birth, Social Security number, home address, email address, phone number, annual income, and monthly rent or mortgage payment amount.
FAQ
Any business owner can apply for a business credit card. This includes independent contractors, freelancers, gig workers, and independent contractors.
Blue Business® Plus Credit Card from American Express
see this page.
To view rates and feesAmerican Express Business Platinum Card®
see this page.
